All-American Trade Event

Your Trade is Your Down

For Qualifying Customers, on Select Vehicles*

For a limited time, your trade is your down payment. Take advantage of this exclusive offer on select vehicles for qualifying customers. Trade in, trade up, and drive away today in a used car, truck, or SUV. Save some time and shop online, or you can schedule a visit, and one of our knowledgeable, friendly associates will walk you through our easy process.

*On retail vehicles priced at $19,999 or less. With approved credit. See dealer for details. This offer cannot be combined with any other promotional offer. At participating dealerships.

Our Trade-In Process is Fast and Simple

We offer complimentary appraisals and evaluations on the condition of your vehicle, and provide you with a fair trade-in value to help offset the cost of your new vehicle. Let’s get started!


Get Pre-Qualified Online

Get pre-qualified online so you’ll know the financing amount you pre-qualify before you arrive at the dealership. It’s a secure and easy online process with no impact to your credit that takes just five minutes or less.


Bring Your Vehicle & Shop

While you’re shopping and taking a test drive, we’ll evaluate and inspect your vehicle to determine its trade-in value.


Get an Offer

We will discuss the trade details, financing, and payment amounts. Be ready to complete the trade on the same day. Once we make you an offer on your vehicle, you will have seven days to accept the offer.

We Make Buying a Used Car and Auto Financing Easy

We believe in the person, not the credit score. America’s Car-Mart provides financing options regardless of your past credit history (bad credit and/or no credit), previous repossession, or bankruptcy. Our goal is to help you drive away today by lowing the cost of your down payment, as well as the total cost of your new used vehicle.

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Low Down Payments

We offer low down payments so you can quickly get into a vehicle. The down payment depends on the vehicle you choose, trade-in value, your credit application, as well as any promotion we may have going on during the month.

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Payment Options

We can create payments that fit your budget and payment schedule. You can decide to make weekly, bi-weekly, and monthly payments depending on your situation. We also offer several convenient ways to make your payments.

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Lay-A-Way Plan

Plus, some of our locations offer a lay-a-way plan that allows payments up to six weeks to pay on your down payment. If you have qualified to purchase a vehicle, but you’re short on your down payment, our lay-a-way program can help.*

*Lay-A-Way is not available in Texas.

Everything you need to know about trading in at America’s Car-Mart

Man holding several $100 bills while sitting in a car

4 Tips to Adding Value to your Trade-In

Whatever your reason for trading in your vehicle, America’s Car-Mart can help you get into the right vehicle at the right price.

Couple trading in their old car for a new one at Car-Mart

What to Bring to Car-Mart to Trade-In Your Vehicle

Having the correct paperwork will help us get you, a loyal Car-Mart customer, into a new vehicle and on the road as quickly as possible.

Trading In Your Vehicle at America's Car-Mart

How to Maximize your Vehicle’s Trade-in Value

Check out our 5 tips to get the most for your vehicle trade-in. Even if you didn’t buy your car at Car-Mart, you can still trade it in. We’ll give you a fair trade.

Trading In and Trading Up at America's Car-Mart

Trading In and Trading Up at America’s Car-Mart

Upgrade your vehicle at our All-American Trade Event. Trade your vehicle for a more affordable payment plan on another vehicle. Get your questions answered.

Customers Mike and Heidi Dudley with Car-Mart General Manager Pamela Turley stand by the Dudley's new car.

Beyond Ownership: Unveiling Why a Family Made America’s Car-Mart Their Automotive Home for Over 20 Years

Heidi and Mike Dudley have purchased over 20 used vehicles from America’s Car-Mart since the early 2000s.

Customer Testimonials

“I didn’t think I’d be able to get a car, but they worked with me so I could use my trade as my down.”

- Kennedy G.

Man and woman posing with keys next to a black car with a red bow

“I just traded my first car for my second car. The entire staff was friendly and helpful. I got the car I wanted at the price I needed.”

- Marti M.

Man leaning against a white Ford pickup truck

"This is the best dealership in town! 4 cars in!"

- Glenn J.

Have more questions about trading in your vehicle?

Does Car-Mart charge to appraise my used vehicle?

Car-Mart does not charge to appraise your used vehicle.

What factors are considered in determining the value of my used vehicle?

A Car-Mart associate will evaluate the condition, features, history report and mileage of the used vehicle. A Car-Mart associate will also test drive the vehicle.

What should I bring to my appraisal appointment?

You will need to bring your title, keys, registration and payoff information if you are still paying on your vehicle.

Once I have an offer, how long do I have to accept the offer?

You will have seven days to accept your Car-Mart offer.

Do I have to trade in my car at the same location that gave me an offer?

Yes, you will have to trade in your car at the same location that gives you an offer.

Do I need an appointment to trade in my used vehicle?

Yes. A Car-Mart associate will set up a convenient time to conduct your used vehicle appraisal.

Rotating image with Engagement Ring, 4-Wheeler, Xbox Controller, Kayak, Tent

Don’t have a vehicle to trade in today? Not a problem.

Many of our dealerships trade anything of value. From electronics to furniture and appliances – if there is monetary value, we may accept** it as part of your down payment. Even if you don’t have a car to trade in and can’t take advantage of the All-American Trade Event in July, you should still consider how we can help our customers.

** Subject to manager’s discretion. Manager is the sole determiner of value. Subject to state law.

Car-Mart Lends a Helping Hand to Support Our Heroes

Join us in celebrating our All-American spirit and supporting our veterans and first responders. We’re proud to partner with Hope for Heroes Foundation to support our nation’s disabled heroes.

Official Promotional Rules

  • With the “All-American Trade Event,” customers can use their vehicle trade as a full down payment on select vehicles when they purchase at America’s Car-Mart.
  • Select vehicles include all retail units priced at $19,999 or less.
  • To get this deal, there is no minimum trade value required.
  • Customers who owe money to a dealership outside of Car-Mart may trade in their vehicle, as long the value of the vehicle is equal to or greater than what the customer owes.
  • For customers who do not owe on their trade, Car-Mart requires the negotiable title to the vehicle to take the trade.
  • Qualifications for this promotion is based on the following:
    • Must be a 4, 5, or 6 rated applicant
  • Non-qualifying vehicles may require additional down payment.
  • As always, credit approval is required for any vehicle financed by America’s Car-Mart.
  • Based on applicant’s credit history, additional down payment above the trade-in value may be required for credit approval.
  • This promotion is effective on retail deliveries from dealer stock at participating America’s Car-Mart locations from July 1, 2024 through a date to be determined by America’s Car-Mart.
  • This promotion may not be used on wholesale vehicle sales.
  • Must be 18 years or older to enter into a sales contract or as recognized by state and federal law. 19 in Alabama.
  • This promotion may not be combined with any other promotional offer.
  • America’s Car-Mart reserves the right to extend or cease any promotion at any time.
  • Void where prohibited.  All federal, state and local regulations apply.