$0 Down Payment

for qualified customers when you file your taxes with Tax Max* at participating dealerships



$6,000 Refund Advance** & $75 Cash Back***

New Years Tax Time Event video

Beginning January 2nd, file your taxes online or at any Car-Mart location using Tax Max for one low fee. Ask about how you can receive up to a $6,000 Refund Advance within 24 hours or less! You may choose between a Mini Refund Advance or a Max Refund Advance. See details below.

Up to $6,000 Refund Advance upon bank approval of EPS financial.

*Limited time offer. With approved credit. Tax returns prepared and filed by Tax Refund Services, Inc., DBA Tax Max which is not affiliated with America’s Car-Mart. Tax Max prepares and arranges Refund Advances up to $6,000 for qualified, approved applicants. Customer may use all or part of the Refund Advance as a down payment for the vehicle purchase. This offer cannot be combined with any other promotional offer. Example: $0 down. 182 weekly payments of $7.42 per $1,000 financed at 18% APR. Interest rates may vary by state of purchase. See dealer for details.

Top 5 Reasons

To File With Tax Max


Up to $6,000.**


$75 CASH BACK.***
Upon Bank Approval.






Open Year Round.

Save Money.
Save Time.

Our Customers Say it Best

"Great experience and very helpful people! I suggest them for your car needs and they file taxes! They will work with you as best as they can."

- M. McCrary

"Such a wonderful place to do your taxes and get a nice ride."

- P. Parrish

"These people that work here are 100% awesome! They are cool! They rock! They help with taxes AND building credit."

- L. Dobbs

Have questions?

Who is Tax Max?

Tax returns are prepared and filed by Tax Refund Services, Inc., DBA Tax Max, which is not affiliated with America’s Car-Mart. Tax Max is an authorized IRS E-file provider based in Tampa, Florida, that has been preparing State and Federal taxes since 1995. They offer one low rate with no hidden fees and an accuracy guarantee.

Do I have to buy a car to file my taxes?

Not at all. You can get your taxes filed through Tax Max online or at any Car-Mart location. We’re happy to help.

What are the main advantages to filing with Tax Max?

Tax Max offers a fast and easy process with lower prices than most nationwide tax services. They also offer free year-round audit assistance.

How much Refund Advance Can I Get for Filing My Taxes at Car-Mart?

Tax Max offers up to a $6,000 refund advance. See your local Car-Mart for details.

Do I have to go to a physical Car-Mart location to file to get my Refund Advance and $75 Cash Back?

No, you can submit your documents online, “By clicking HERE” and a Tax Max Professional will prepare your taxes and text you your Refund Amount and Filing options.

When can I file my taxes?

You can file your taxes online today or at any Car-Mart location! And your information will be in the IRS System as soon as they open.

How soon can I get my refund?

Refund Advances are available within 24 hours.

How much does it cost to file with Tax Max?

Check with your local Car-Mart for pricing details.

Official Promotional Rules

  • To participate in the “New Year’s Tax Time Event” promotion, each customer must complete a Tax Filing and Release form online, or visit a participating America’s Car-Mart dealership and furnish their W-2 from their current employer. If the customer has worked at multiple jobs during 2022, the customer will be required to furnish their W-2s from all employers.
  • Tax Refund Services, Inc., DBA Tax Max an independent tax preparation service, will file the customer’s tax refund based on the provided information.
  • The customer must file online using above code or bring W-2s, as well as any other documents which may be required to file accurate returns, to Car-Mart in order for Tax Refund Services, Inc. to prepare and file the customer’s federal tax returns.
  • For customers who qualify for and participate in the “New Year’s Tax Time Event” $0 down payment promotion, larger seasonal payments may be scheduled around the time their tax refund should be approved.
  • Qualifications for this promotion are based on the following:
    • Must be a 5 or 6 rated applicant to qualify for $0 down
    • Must file taxes through Tax Max
    • Must be getting a refund advance
    • Applicant scores of 1, 2, 3 or 4 DO NOT qualify for offer
  • This down payment reduction does not reduce the price of the vehicle.
  • As always, even if the customer does not qualify for the $0 down promotion, America’s Car-Mart will work with the customer to try to assist them in financing a vehicle with a down payment they may be able to afford.
  • Any fees for services furnished to the customer by Tax Refund Services, Inc. or related to the refund delivery, are the sole responsibility of the customer.
  • Each customer must endorse their tax refund check to America’s Car-Mart. They will receive the difference between the amount of any such check and their special payment, if greater than their special payment, in the form of a pre-loaded debit card.
  • America’s Car-Mart is not affiliated in any way with Tax Refund Services, Inc. or any other tax preparation service. Any errors, discrepancies or conflicts which may arise are solely between the customer and the tax preparation service, and, in utilizing this promotion, the customer agrees that he/she releases America’s Car-Mart, Inc. and their affiliates, directors, officers and agents from any claims and liability whatsoever in conjunction with the customer’s tax preparation and filing.
  • Credit approval is required for any vehicle financed by America’s Car-Mart.
  • This promotion is effective on retail deliveries from dealer stock at participating America’s Car-Mart locations from Monday-Saturday 9A.M. to 6 P.M., from January 2, 2023 to a date to be determined by America’s Car-Mart.
  • This promotion may not be used on wholesale vehicle sales.
  • Must be eighteen (18) years of age or older to participate in this promotion. 19 in Alabama.
  • This promotion may not be combined with any other promotional offer.
  • America’s Car-Mart reserves the right to extend or cease any promotion at any time.
  • Void where prohibited. All federal, state and local regulations apply.

**Choose between Mini or Max Refund up to $6,000

Mini Refund Advance

If approved, would be $250, $500 or $1,000, with no additional fee above the $109 Bank Fee.

Max Refund Advance

If approved for 25%, 50%, or 75% – Bank Fee will be based on a 36% APR with a max repayment period of up to 45 days.

  • Self-Employed Workers Pay an Additional $79 Processing Fee.
  • In Texas and Tennessee the state tax prep fee is not applicable.
  • An Additional $14 Bank Fee for State Refund.

Tax Returns Prepared and Filed by Tax Refund Services, Inc., DBA Tax Max Which is Not Affiliated with America’s Car-Mart.

***$75 Cash Back Promotion Rules

  • The tax return cannot be an associate or discounted tax return.
  • The taxpayer must have a refund.
  • The taxpayer will select between 3 electronic payment options to receive their $75 cash back: PayPal, Venmo, CashApp.
  • If they don’t have one of the 3 payment options mentioned above, there will be a 4th option for $100 OFF tax preparation fees at the time of filing.
  • The file must be accepted by the IRS
  • Tax Max will run an internal report on the Car-Mart files that were accepted by the IRS for the previous calendar day and make payments on those accepted files on a daily basis.
  • $75 Cash Back Offer valid Jan 2, 2023 – April 18, 2023.
  • Once taxpayer filing is accepted by the IRS beginning on or around January 9, 2023, Tax Max will send the $75 Cash Back within 24 hours via the electronic payment method selected by taxpayer. Payments via Cash App may take longer than 24 hours to send.