About Us

Helping people has always been at the heart of why we exist. We have a strong tradition of serving hard-working Americans by providing them with quality, used vehicles at affordable prices.

Blue shield with checkmark icon


Blue handshake icon


Blue hand holding heart icon


Blue prize ribbon icon


Our Mission

We strive to earn the repeat business of our customers by providing quality vehicles, affordable payment terms and excellent service.

Our Vision

To be America’s best auto sales and finance company in the eyes of our associates and customers while improving the communities we serve.

A Different Kind of Dealership

We pride ourselves on being a different kind of dealership. We’ll help you quickly get into a dependable, used vehicle and on your way. We’re a great option for those who may not qualify for traditional used car financing because of bad credit, no credit, repossession or past bankruptcy.

We understand that you deserve the best deal, and that’s why we offer one of the lowest interest rates and one of the shortest contract terms than others in our industry.* We report customers’ on-time payments to the credit bureaus – all these things add up to offering you peace of mind and a customer experience you won’t find at other dealerships.

* America’s Car-Mart, Inc. Form 10-Q Filed September 3, 2021 (ir.car-mart.com)
* Source: Q2 2021 Experian State of the Automotive Finance Market Deep Subprime (FICO Score 500 or less) Industry Average.

Our Commitment

America’s Car-Mart is committed to providing peace of mind and keeping our customers on the road.

100% Satisfaction

7-Day 100% Satisfaction Exchange Policy where we’ll put you in another vehicle of equal or lesser value.

Car-Mart Service Contract Plus package graphic icon

Service Contract Plus

Get added protection for your purchase with three tiers of service including oil changes and roadside assistance.

Accident Protection Plan

Have your remaining debt canceled in the event your vehicle is stolen or considered a total loss.

*Not available in Indiana.

Financing Options

Low down payments with weekly, biweekly and monthly payment options that fit your schedule.

Flexible Trade-In

We’ll trade for anything of value - electronics, appliances, and more!

Hand Selected Vehicles

Our team of experienced purchase agents personally selects and checks our inventory.

Our History

Bill Fleeman, Car-Mart’s founder, recognized the need to help credit-challenged customers get into affordable, quality, used vehicles. He bought a few cars and opened the first Car-Mart in 1981 in Rogers, Arkansas. When the cars sold quickly, Bill knew he was on to something.

Today – with more than 2,000 associates and over 150 dealerships in 12 states – the company’s founding ideal has not wavered – to deliver an experience that provides customers with quality, used vehicles that meet their needs and budgets.

Buy Here Pay Here

America’s Car-Mart, Inc. is an ‘Integrated Auto Sales and Finance’ company also known as a ‘Buy Here Pay Here’ company. This means you can purchase, finance, and make payments directly to us – with no need for separate approvals. We sell quality, used vehicles, provide the financing and service the loan all right here at America’s Car-Mart.

America's Car-Mart associates posing for picture

Our People

We care deeply about our family of associates. We offer diverse training programs focusing on specific roles within the company. We believe in giving our dedicated and hard-working associates opportunities to succeed so they can have a successful career at Car-Mart.

Car-Mart Corporate Office Staff with Pink Breast Cancer Awareness Ribbon

Our Communities

We also believe in giving back to our local communities where we work. We’re always looking for ways to serve and make a positive impact in our local communities. Through our associates’ volunteer spirit, we want to do our part in making the communities where we work and live better places.