Pay Your Way

Car-Mart offers several convenient ways to make a payment. You can make a payment at over 150 Car-Mart locations, online, or by phone. You can even pay at more than 15,000 CheckFreePay locations ($0-$3.00 transaction fee – varies by location).

Auto Pay

Set up recurring payments free of charge from your bank account 24/7/365.
(No fee)


Use our payment portal to make your payment online anytime.
($2.20 per transaction)

By Phone

Our automated phone system is quick, easy and available 24/7.
($2.20 per transaction)

In Person

Visit more than 150 locations to make your payment in person.
(No fee)

Helping customers like you

Black Chevrolet SUV

“Jessica was the best rep that I have spoken with in times of trouble and got me arranged with my car payments when I fell back with more than enough time to catch my payments back up and at the same time manage my other bills. I Love this place and wouldn’t trade them for the world.”

Leonard C.

Car-Mart of Oxford


Need to talk to us about your payment? Our local dealerships are open 9:00am – 6:00pm, Monday through Saturday.

Still have questions? We’re here to help. Chat with us or call (866) 819-9944.