In This Article, You’ll Learn:
- How Dorthy and Robert went from “looking” to purchasing the truck they wanted.
- How Car-Mart’s friendly, straightforward approach made the financing process easy.
- What Dorthy would tell anyone who doubts they can get approved.
Dorthy and Robert Hayes visited America’s Car-Mart expecting to be turned down. Robert had been browsing online and spotted a Chevy Silverado that he and Dorthy liked. But in Dorthy’s mind, the answer would be “no.” With a poor credit history and prior experience with other dealerships turning them down, she didn’t believe financing approval was possible.
The first-time Car-Mart customers arrived at Car-Mart of Chattanooga, Tenn., around 1 p.m., just to see what it would take, with no expectations at all. The truck was still there, and Robert took it for a test drive. With just $500 to put down, Dorthy braced herself for disappointment, until Cadarius “Leo” Prater, their Sales Associate, returned with unexpected words: Congratulations, you’ve got a car!
Quickly, they were approved. In no time, Dorthy and Robert were driving home in the truck they wanted: a 2016 Chevy Silverado 4WD.
“It was a miracle we got it!”
“I kept saying, don’t expect it,” Dorthy says. “When they told us yes, I had no words. I was really shocked! We actually got something we truly wanted.” Dorthy and Robert were used to hearing no or being told what they could have instead. “I wanted something I wanted,” continues Dorthy. “Not what the dealership wanted me to have.”
“We were treated like royalty.”
What stood out most wasn’t just the approval, but how they were treated. “I was treated like a queen,” Dorthy smiles. “Like royalty.” She credits Leo and Assistant Manager Michelle Vonkennen for making them feel valued. “They fussed over us like we were important people.”
“It was the quickest, easiest, most painless car I’ve ever bought,” adds Dorthy. “No pressure. More understanding. More straightforward.”
“At Car-Mart, our mission is to help people move forward, no matter their situation. The Hayes family is just one example of the many customers we are proud to serve by understanding their needs and helping them reach their goal of vehicle ownership,” remarks Michael Sisco, General Manager, Car-Mart of Chattanooga. “Michelle and Leo worked tirelessly to help Dorthy and Robert get into this truck, and we’re honored to have dedicated and hard-working associates like them.”
“I love that place [Car-Mart],” Dorthy continues. “I would recommend the place to anybody.”
“Go to Car-Mart, and see what can happen!”
Today, the Silverado has changed their daily life in meaningful ways. With reliable four-wheel drive, Dorthy and Robert are prepared for rain, snow, and rough roads. With two work locations, dependable transportation is essential. And with affordable payments, made easy through Car-Mart’s Pay Your Way options, paying every payday is easier.
Dorthy’s advice to others who doubt they’ll qualify. “Go to Car-Mart, and see what can happen. Don’t let negativity hold you back,” she says. “Car-Mart will work with you and make it happen if possible. You never know until you try.”
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We love our customers!
Read what other customers say about their experiences at America’s Car-Mart. Check out our Customer Testimonials page. Plus, check out other customer stories:
When Every Other Dealership Said No
A Single Mother’s Successful Car-Buying Journey
Ginger’s Story of Resilience and Second Chances
Customer Brenda Hesser-Carlin’s Journey with America’s Car-Mart
Your Next Car Awaits at America’s Car-Mart
Just like Dorthy and Robert, you never know what’s possible until you stop by Car-Mart. We’ll help you find the used car you want with flexible financing that makes buying easy. Let us help you get into your next car. Get pre-qualified today!
*Get pre-qualified, which is a soft credit inquiry only, with no impact to your credit score. A hard credit inquiry will be required for vehicle purchase, which may affect your credit score. Pre-qualification does not guarantee loan approval or specific terms.


