Dare To Compare

Estimate your cost savings over the life of your contract from Car-Mart vs. The Competition

How much are you financing?


Financing Contract Interest Summary

Average contract length

Why get stuck with a contract you can’t afford? Car-Mart offers one of the shortest contract terms in the industry.

America's Car-Mart
THECOMPETITION
45.4 Months1
VS
Months2

1 America’s Car-Mart, Inc. Form 10-Q Filed March 10, 2023 (ir.car-mart.com)
2 Source: Q4 2022 Experian State of the Automotive Finance Market Deep Subprime (FICO Score 500 or less) Industry Average.

Average interest rate

Why pay more than you need for your vehicle? Pay less over time with one of the lowest interest rates in the industry.

America's Car-Mart
THECOMPETITION
    18.00%1United States
    16.50%1Arkansas
VS
2

1 America’s Car-Mart, Inc. Form 10-Q Filed March 10, 2023 (ir.car-mart.com)
2 Source: Q4 2022 Experian State of the Automotive Finance Market Deep Subprime (FICO Score 500 or less) Industry Average.

Estimated Savings

$3,508.54

59 fewer payments & 27 fewer months when you finance $10,000.

GET PRE-QUALIFIED
America's Car-Mart
THECOMPETITION

BALANCE AFTER 1 YEAR

$0
VS
$0

BALANCE AFTER 2 YEARS

$0
VS
$0

TOTAL BI-WEEKLY PAYMENTS

$0
VS
$0

TOTAL INTEREST

$0
VS
$0

Estimated Savings based on a comparison of the total amount paid during a contract with bi-weekly payments using Car-Mart’s average origination contract term (45.4 months) and interest rate (16.5% AR or 18.0% US) versus the total amount paid during a contract using industry averages for contract term (62.95 months) and interest rate (20.62%). Source of industry data: Q4 2022 Experian State of the Automotive Finance Market Deep Subprime (FICO Score 500 or less) Industry Average.

It’s all about value!

Pay less with a shorter contract and lower interest rate and start saving thousands today!


Shorter Contract

Shorter Contract

Low Interest Rate

Low Interest Rate

Paying less at Car-Mart

Paying less at Car-Mart