Get to Know Us

From humble beginnings, we opened our first store in Rogers, Arkansas in 1981. Since that time, we’ve worked hard to help people drive away in a used vehicle they need and can afford.

We’re different from traditional dealerships because we’re a Buy Here Pay Here company. This means you can purchase, finance and make payments all in one spot – with no need for separate approvals. We’re a great option for customers who may not qualify for traditional loans due to bad credit or no credit.

Today, we’ve expanded into 11 states and have helped thousands of customers along the way. Our values shape everything we do, from the moment you walk in the door. We believe in integrity, respect, compassion and excellence.

The Car-Mart Difference

100% Satisfaction

With our 72-Hour, 100% Satisfaction program, if you’re unsatisfied for any reason, we’ll put you in another vehicle of equal or lesser value.

Financing Options

Not only do we offer low down payments, but also flexible financing with weekly, bi-weekly and monthly payment options that fit your pay schedule. Some of our locations offer a lay-a-way plan that allows payments up to six weeks on your down payment.

Flexible Trade-In

To help customers who are short on cash, we’ll trade for anything of value. We’ve accepted electronics, household appliances, and even farm animals!

We offer up to twelve months or 12,000 miles of mechanical protection on vehicles we finance. *9 months or 9,000 miles in Georgia.

This plan is a Debt Cancellation Agreement that wipes away your debt in the event of theft or major accident. *Not available in Indiana.

At Car-Mart, we’re always looking for ways to simplify the car buying process so you can Drive Easy!

Our Customers Say It Best

Nothing makes us happier than having customers come back time and time again. That means we’re doing our job. To thank our valued customers, we award them with a Platinum, Gold, and Silver status based on the number of cars they’ve purchased from us.

Here are a few of those customers and what they have to say about Car-Mart.

“I LOVE my Oxford Car Mart family! I am working on my second car with them and I would definitely go back!”

Le-Adra H.

“I was able to own my vehicle in two years and am now working on paying off my second. I love the people that work there! They are super kind and will work with your situation.”

Kat C.

Car-Mart in the Community

We believe in giving back and improving the communities where we live and work. Our local used car dealerships participate in food drives, toy drives and other local activities, while our corporate office works with national campaigns, such as Breast Cancer Awareness Month.

We’re always looking for ways to serve our customers and make a positive impact in our local communities.